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Health Insurance

All students in Germany are required to have valid health insurance. Proof of health insurance is required for enrolment at the university and, where applicable, for visa and residence permit applications. From the intake starting in 2026 onwards, students of the MSc Cartography programme are self-funded and are therefore responsible for arranging and covering their own health insurance. The programme cannot provide health insurance for this intake. However, the programme coordinator will support students by providing guidance and relevant information.
For EU students
EU students may be able to use their national health insurance and European Health Insurance Card (EHIC), provided that the insurance coverage is valid and accepted for enrolment and residence purposes in Germany and for the mobility period in Austria. Students who would like to keep their national health insurance should check carefully whether their coverage is sufficient for the full duration and mobility structure of the programme. If necessary, students may choose additional insurance coverage or take out health insurance in Germany. Possible options include German public state health insurance, such as TK or Barmer, or private health insurance, such as Dr. Walter or Care Concept.

Students using the national health insurance and have an EHIC have to proof that they are health insured: Therefore you need to get a letter stating an exemption from the compulsory state health insurance. The programme coodinator will help you in obtaining this letter.
For non-EU students
Non-EU students must obtain health insurance coverage that is valid for enrolment at the university and for visa and residence permit purposes. Students who are not insured in their home country must arrange health insurance in Germany from an insurance provider of their choice. Possible options include German public state health insurance, such as TK or Barmer, or private health insurance, such as Dr. Walter or Care Concept. When choosing an insurance provider and tariff, students should make sure that the insurance is suitable for enrolment and residence purposes in Germany and also sufficient for studying and staying in Austria during the mobility period.
Students who choose private health insurance, such as Dr. Walter or Care Concept, must provide proof for enrolment at TUM that they are privately insured. For this purpose, they need to obtain a letter confirming their exemption from compulsory German public state health insurance. The programme coordinator will assist students with this process.
Further information
Dr. Walter: https://www.dr-walter.com/en/info-portals/german-student-insurance/
https://www.german-student-insurance.com/en/

Care Concept: https://www.care-concept.de/private_studentenversicherung_eng.php?navilang=eng
Care Austria for the second semester in Austria: https://www.care-concept.de/oesterreichversicherung_eng.php?navilang=eng

TUM information on mandatory health insurance: https://www.tum.de/en/studies/application/enrollment-info-portal/mandatory-health-insurance

Please read the TUM information carefully, as it does not specifically address the situation of students who study abroad for one or two semesters as part of their programme.